
Why is pre-planning important?
According to a general survey, there are three primary concerns among family breadwinners. Matters concerning their children’s future top the list. This is followed by financial pressures of the next generation. In third place is the occurrence of unpleasant incidences such as loss of income, critical illnesses and worse still, loss of life.
Life is uncertain; but death isn’t. That is the universal truth that is shared by all regardless of age, status, race or gender. Anyone who has lived through the unfortunate passing of a loved one will know how devastating it can be. Aside from having to deal with the trauma of losing someone dear, there is the additional stress of dealing with the financial and logistical details.
What would the deceased have wanted? What sort of religious service is appropriate? Do you choose burial or cremation? Are there adequate funds to cover the entire process?
If providing answers to these questions feel difficult before death occurs, imagine how it would be like when it happens. This is exactly why pre-planning is important for both yourself and your family.
The advantages of pre-planning
Contrary to popular misconception, planning for it does not make one morbid. Instead, it makes living each day count and brings a new appreciation for life. The advantages in pre-planning are numerous, and it can benefit both you and your family or loved ones in many ways.
5 main advantages of pre-planning for yourself
You assume financial responsibility of your own funeral
When the unthinkable happens, the financial responsibility of your last rites now falls on your family. The average funeral is priced upward of RM20,000 excluding burial plot or columbarium costs. Without any pre-planning or funds set aside, imagine the financial stress such an event places on your family. By pre-planning, you can prevent this by assuming the responsibility yourself.
You will have time and space to consider all factors and concerns
By pre-planning early, you will be able to look around and compare services and prices before committing to any decision; instead of waiting until a crisis occurs when your family will be pressured into making unnecessary choices during a stressful and emotional time. You will also be able to involve your family members in all your decisions.
You can be self-reliant and choose the way you wish to be celebrated and remembered
Through pre-planning, you will get to decide and have final say on every detail of your final send-off without burdening your family with questions and doubts as to what your final wishes are. This way, both you and your family are assured that everything will be taken care of, exactly as you have decided without leaving any reason for dispute.
You get the option of paying over time through an instalment plan
Through pre-planning, you can enjoy the option of paying over time through an instalment plan compared to having to pay a huge lump sum in an immediate situation when death occurs. This helps lighten your financial burdens and you will be able to plan your commitments easier.
You will be able to enjoy greater peace of mind and complete financial planning
One of the costliest and most often ignored events of a person’s time on earth are end of life affairs. It is only sensible to prioritise pre-planning to complete your financial planning in life. By pre-planning, you will enjoy greater peace of mind knowing all your affairs are in place and the knowledge that your family will one day receive the greatest gift of love in your absence.
5 main advantages of pre-planning for your family
Your family will know who to contact in the event of an emergency
Upon a person’s passing, there are over a hundred decisions to be made in the first 24 hours. All of these decisions would be further complicated and delayed if your family does not know what to do or who they should turn to for advice on such matters. If there is a pre-plan in place, your family will know who to contact for assistance.
Your family will not be pressured into making hasty decisions
When death occurs, most families tend to be unfamiliar with what needs to be done. During such vulnerable times, they may find themselves pressured into making unnecessary costly decision based on emotions. If pre-planning has been already done, this will circumvent such occurrences as every important decision pertaining to one’s final wishes has already been decided and paid for.
Your family can focus on remembering and healing
With pre-planning, your loved ones can be thoughtfully allowed to grieve and mourn without having to concern themselves with finances and logistical details of arranging a funeral. This way, they can be allowed to focus on remembering and healing.
Your family can avoid being suddenly forced to spend a huge amount to finance a funeral
With pre-planning, your family won’t be forced into a corner with very little room and time to manoeuvre during a very stressful and emotional time. This way, they won’t be compelled to produce a large amount of money to finance a funeral.
Your family is protected from rising funeral costs due to inflation
The cost of dying, like the cost of living, rises every year. By pre-planning today through a pre-need funeral contract, you are essentially locking in today’s prices against future inflation. Your family would be protected from being forced to pay inflated as-need prices when a death occurs in the future.
Understanding the Four Pillars of Life
Thus, the Four Pillars is not just about saying “thank you,” “goodbye,” “I’m sorry,” or “I love you.” It can take the form of a heartfelt conversation, a written letter, or even a simple gesture. As long as the speaker is sincere and the listener is receptive, these four actions become the most natural and healing practice in everyday life.
Why must tomb-sweeping rites for new tombs be done before Qing Ming Festival?
Many believed “Early Qing Ming” is a special privilege granted by the Lord of the Netherworld to new spirits, allowing them to enjoy the offerings of filial descendants earlier without having to compete with older spirits. Therefore, descendants can perform ancestral worship earlier without waiting for the arrival of Qing Ming Festival. The other reasoning is more rational and practical in nature.
Nirvana Asia Group donates RM500,000 to aid Sarawak emergency flood relief operations
Kong’s generous donation is more than financial assistance—it is a heartfelt expression of care and solidarity with the flood victims. Tiong expressed his sincere gratitude for the contribution and called on more individuals and organizations to join the relief efforts: “Every donation, every volunteer’s effort, brings new hope to the disaster-stricken community,” he said, “Together, we can help the victims rebuild their lives and restore their sense of normalcy.”
Nirvana Asia Group Spreads Warmth This Chinese New Year Upholding the Spirit of Compassion and Charity
In 2019, Kong and his family got to know of Sang Riang Senior Citizen’s Home and were deeply moved by Yap’s devotion to charity. Committed to the principle of “giving back to society,” Kong and his family have contributed a significant amount in terms of financial assistance to the charity organisation, including RM620,000 to complete the home’s prayer hall, RM2 million for the construction of the cancer natural therapy centre, RM500,000 in utility bill subsidies during the pandemic, and RM50,000 per month for the home’s ongoing utility expenses.
Nirvana Asia Group secures national record for the “First Calligraphy Competition Held in a Memorial Park in Malaysia”
“Traditionally hand-drawn through calligraphy, these couplets hold emotional warmth and a personal touch that printed versions cannot replicate. I hope that events like this ensure the enduring appeal of this tradition, preventing it from fading away like the exchange of New Year greeting cards.”
“Numinous Treasure Authorisation to Traverse the Netherworld” — A Passport to the Afterlife
The “Road Pass” is essentially a passport issued by Taoist priests for the deceased, ensuring they can navigate the journey to the afterlife without obstacles. It typically includes the deceased’s basic information, such as their name, dates of birth and death, place of origin, and their address. Originally, the “Road Pass” was meant to be used exclusively during funeral rites. For subsequent ancestral offerings, burning paper effigies and clothes trunks does not require it. However, over time, the “Road Pass” was seemingly adapted to function as a form of “seal” to ensure the offerings reach its intended recipient.
Taking a Step Back at Funerals: A Century-Old Gender Gap
…many still face parents who insist only sons should inherit family property. The hurt does not stem from the lack of inheritance but from the apparent disregard for the love and care daughters have shown. Are we still pretending that gender inequality in Chinese funeral customs is “just symbolic”?
When Life Reaches Its End
We are all beginners when it comes to the end of life, especially our own. If more people in society learn about end-of-life or hospice care, it can benefit everyone. For instance, if life reaches an irreversible stage, how would you want to spend your final moments? Would you simply wait for the inevitable, or would you make the most of the time you have left? If we accept that life is a journey towards death from the moment we are born, how would we prepare to say goodbye?
The Funerary Ritual of Liberating the Deceased and Comforting the Bereaved
In traditional Chinese funerals, it’s common to see a ritual called “Breaking Hell” (Po Di Yu 破地狱), performed with a range of practices and varying scales, depending on regional and dialect group customs. However, what is its purpose, how is it conducted, and are there any specific requirements?
Nirvana Asia Group sets a record in “The Malaysia Book of Records” The largest Mid-Autumn Festival held in a memorial park
Nirvana Asia Group recently hosted a family-oriented Mid-Autumn Festival celebration with the theme, “A Cosmic Mid-Autumn Lunar Adventure”, simultaneously setting a new record in The Malaysia Book of Records (MBR) for the largest Mid-Autumn Festival held in a memorial park.